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Pioneer Bank & Trust

Midyear Outlook 2024: Still Waiting for the Turn

July 17, 2024

LPL Financial Form CRS

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Pioneer Bank and Trust and Pioneer Wealth Management are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Pioneer Wealth Management,and may also be employees of Pioneer Bank and Trust. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Pioneer Bank and Trust or Pioneer Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency – Not Bank Guaranteed – Not Bank Deposits or Obligations – May Lose Value

The registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AK, AZ, CA, CO, DC, FL, IA, ID, IL, KS, MN, MT, ND, NC, NE, NM, NV, OK, OR, SD, TX, UT, WA, WI, WV, WY.

Pioneer Wealth Management provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html or scan the QR code below for more detailed information

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